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When you think about what you would like to do in your retirement, we all like to dream about travel and leisure.
Time for ourselves, time with friends, time for the grandchildren, time for hobbies,
time for writing our memoirs at our leisure.
This site can make it all happen for you!


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27 November, 2008



VOLUNTEER ABROAD



Volunteer in Africa, Australia, New Zealand, India, Latin America, Thailand, Vietnam
Strengthen your mind, heart, and soul by giving your time to others.


Volunteering abroad is a wonderful way to provide a service, integrate with the local community, and earn a sense of personal reward while travelling.


You can make a difference in the lives of the people you meet, and they will certainly make a difference in yours!


CulturalEmbrace.com currently offers volunteer opportunities in
Africa, Australia, India, Latin America, New Zealand, Thailand, Cambodia and Vietnam.

Cultural Embrace pre-arranges your volunteer placement so you can maximize your time abroad. They offer a wide variety of volunteer projects, including environment/ecology, social services, orphanage & shelter assistance, construction/ maintenance, health/medical/dental, administrative, public policy, economy/business, education/tutoring, and more.


Not sure what you want to do, but know you want to do something?


Well, select projects and destinations that best fits your schedule, budget, skills, needs, and goals.


Programs include guaranteed placements, housing, visa and travel assistance, travel insurance, and pre-departure and local support.


Projects range from one week to long-term.


Foreign language and technical skills may be required for certain projects.


Language lessons are available at most sites.


Discover the Similarities - Share the Differences!



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25 November, 2008

MALAYSIA LURES RETIREES


Malaysia now appears to be the destination for choice for a growing number of retirees.

It offers the “Malaysia My Second Home” program to entice middle income retirees with a ten year renewable visa, and other benefits – such as the ability to own real estate, no tax on offshore income, and options to buy locally made cars tax free.

The appeal of south east Asia as a retirement destination is endless summers and low daily living costs.

Medical facilities, once a major worry in less developed countries, are highly regarded in Malaysia.

Malaysia offers secure land titles, a liquid market, a favourable tax regime, the ability to borrow against the property to enhance the investment return and stable government.
Applicants are expected to be financially capable of supporting themselves for ten years on this program, without the need to work and they must lodge a fixed deposit placement of RM150,000 (US$42,000).

I’m Bernard Kelly of www.retirelaughing.com
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20 November, 2008
image - courtesy Teacher Resource Exchange UK

NATIONAL CAREGIVERS MONTH

November is National Family Caregivers Month, and people will pause to recognize individuals who dedicate a large portion of their life to caring for a family member.



Of the estimated 50 million family caregivers in America, nearly 10 million are caring for a loved one with Alzheimer's disease.



This is a responsibility that is often very demanding and can take an extreme physical and emotional toll on the caregiver.



As the leader in Alzheimer care and support services, the Alzheimer's Association is launching two new tools in November to help caregivers cope.



The Caregiver Stress Check is a first-of-its-kind, interactive checklist that helps caregivers identify their symptoms of stress and provides them with a tailored list of helpful referrals and resources.



Symptoms can include denial, anger, anxiety, exhaustion and irritability. Take the Caregiver Stress Check at www.alz.org/stresscheck.



"Understanding Alzheimer's: An introductory guide" and "Alzheimer's and Safety: A guide to planning and preparation" are two new educational programs on one DVD.



These segments feature individuals with dementia, family caregivers, physicians and healthcare experts discussing dementia basics, expectations, diagnosis, treatment, care, and home and transportation safety.



Order the DVD in mid-December at www.alz.org/shop.



For more information on Alzheimer's disease, visit the Alzheimer's Association online at www.alz.org



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19 November, 2008
HOW TO LIVE BEYOND 90

There are a few remote locations where not just a few people but most of the population lives well into their 90s and beyond.


Studies show that people in Okinawa, Japan; Sardinia, Italy; and the Caucasus Mountains in Russia all live exceptionally long, healthy lives.

A surprising number of them live to be not just 100, but 110, or even older.

So, what is it about these people? And what can we learn from them that could help us live longer, healthier lives too?

LIFESTYLE

(a) All three communities depend on farming, fishing, and game.

They spend a most of their time in the open air, which some have claimed is the secret to their longevity.

But in fact, the single most common factor among these various people groups is physical activity.

(b) All three of these long-lived communities boast strong social networks.

Various studies suggest that friendship, love, and social connections may hold clues to longevity and health for all of us.

Men may benefit more than women, however.

DIET

The agrarian lifestyle leads to diets that many have claimed are responsible for these groups' longevity.

John Robbins, author of Healthy at 100 thinks diet is key.

He notes that all statistically long-lived societies "eat fruits, vegetables, nuts, whole grains and other natural foods that are lower in calories, protein, sugar and fat" than packaged and processed foods we are so used to.

Omega-3 fatty acids and monounsaturated fats are more common in the diets of all three groups.

You can get these health-promoting fats come from fish, seeds, and olives.

GENETICS

Genetics is a third Lifestyle factor that will determine how long a person will live.

One researcher is even attempting to prove that in certain populations predisposed to long lives, inbreeding might actually be a good thing, as it possibly transfers a longevity gene.

Another interesting theory posits that in some individuals the immune system may adapt to aging.

It will likely be years, however, before researchers unpack the significance of these early findings.

ENJOY LIFE

One thing about health and longevity is clear.

Whether on the coast of Japan, in the mountains of Russia, or on the island of Sardinia, these amazingly long-lived people are enjoying life.

And that's a lesson we can all take to heart.

About the Author: Kathleen Bowers wrote Scarless Surgery, and What's in store in the Future. You can find her articles in
www.body-philosophy.net.

I'm Bernard Kelly at www.retirelaughing.com



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16 November, 2008
ENCORE CAREER - TEACHING

Teaching appears to be the encore career of choice, judging from the boom in articles and studies about people taking up the challenge of public school classrooms.

“Clearly it’s not for the money,” writes Meg McConahey in the Santa Rosa Press Democrat. “For many, it is a calling that went unheeded early in life in favor of a more lucrative career. For others, it is a chance to reconnect with a subject they once fell in love with, whether it be art, literature or history.”

The story highlights Dave Donnelly, who co-founded a successful biotech company, sold it to a Japanese corporation, and returned to his first love — teaching.

“Students are amazing. They’re funny. They have incredible insight. I write down pages of things I’ve learned from students,” the economics teacher at Sonoma Valley High School told McConahey.

Education, and teaching in particular, topped the list of desired encore careers in the MetLife Foundation/Civic Ventures Encore Career Survey of 44-70 year olds, released earlier this year.

That finding was confirmed by a survey for the Woodrow Wilson National Fellowship Foundation in Princeton, N.J., which found that 42 percent of college-educated adults ages 24 to 60 would consider teaching as a career.

“There are many people of this generation who are extremely idealistic and who came out of the spirit of all that was going on when they were growing up and had a great desire to make a difference in many different ways,” said John Gomperts, president of Civic Ventures, which publishes Encore.org.

“But a lot of people get diverted, and life intervenes and you end up being something you never thought you were going to be. And yet for some, there is a little flame that still burns with idealism and their dreams deferred.”
Sourced from encore.com 15 November 2008

I'm Bernard Kelly
www.retirelaughing.com

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10 November, 2008
SUCCESSFUL RETIREMENT

Lance Winslow writes:
Despite what you might think success is never an accident.

Oh sure, you might have some luck along the way that puts you in a nice situation for a while, but it's not long term.

Success is achieved by those who capitalize on their luck and reduce their risks or turn-around their failures and challenges.

If you look at some of the most successful folks in the world, you will realize that they often came from nothing.

Many were orphans and didn't even have a pot to use for their bathroom needs.

But how can this be, how is it that someone can have such bad luck and turn all that around and become successful?

Simple, because success is never an accident, many of these people because they worked hard, they had no choice, it became a habit and they just never stopped once they achieved a comfortable lifestyle.

Working hard, working smart, making lots of friends and never giving up were just part of who they are.

These same elements of success are available to everyone, even if so many people choose not to accept these principles.

After all, we have free choice, free will and we live in a free society.

You are allowed to succeed beyond your wildest dreams or fail, but it is your choice.

Success is no accident, no one I know is successful over the long-haul without working to attain it.

No one should feel guilty for being successful, just like no one should make excuses for choosing not to be successful.

The fact is that it is up to you, so please consider this.If you have innovative thoughts and unique perspectives, come think with Lance; http://www.WorldThinkTank.net/.

I'm Bernard Kelly www.retirelaughing.com

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